"Scammers often rely on the greed and dishonesty of the mark, who may attempt to out-cheat the con artist, only to discover that he or she has been manipulated into losing from the very beginning. This is such a general principle in confidence tricks that there is a saying among con men that "you can't cheat an honest man." - Scams

This book is about dishonesty - from street level to Cyberworld . It describes the common scams in circulation today and their origins. It shows how each fraud is perpetrated and how the informed reader can avoid or at least minimise their losses when faced with the scenario. If after reading this book you still manage to get scammed, you deserve to be put facing a corner with a dunce cap on your head and whipped with your empty wallet !

Support independent publishing: Buy this book on Lulu.

Language : English ; Pages :189 ; Binding Perfect-bound Paperback :

Monday, October 22, 2012

Fw: MY GREAT BIBLE DONATION TO YOU


How touching.
Sent from my BlackBerry® smartphone provided by Airtel Nigeria.

From: saniterbarmillar@mail.ru
Date: Mon, 22 Oct 2012 16:46:15 +0100 (BST)
To: <Invalid address>
ReplyTo: saniterbarmillar@yahoo.cn
Subject: MY GREAT BIBLE DONATION TO YOU



MY GREAT BIBLE DONATION TO YOU

I'm Mrs. Saniter barmillar from Canada. I am married to Mr. Jormaco Barmillar , who worked with Canada embassy here in Cote d 'Ivoire for nine years before he died 2008. We were married for eleven years without a child. He died after a brief illness that lasted for only four days. Before his death we were both born again Christian.

Since his death I decided not to remarry or get a child outside my matrimonial home which the Bible is against. When my late husband was alive he deposited the sum of (3.5 million USD) Three million Five hundred thousand United States dollars deposited in one bank here in Cote D'Ivoire. Presently, this money still with the Bank here in Capital of Cote D'Ivoire Abidjan.

Recently, after my illness, my doctor told me I would not last for the next eight months due to cancer problem, I said that in the next eight months will not be spreading this type of bone cancer and I do not live again. But what bothers me most is my stroke sickness.

Having known my condition I decided to donate this fund to a church, organization or individual that will utilize this money the way I am going to instruct herein. I want a church, organization or individual that will use this fund for orphanages, widows like me, the poor and needy, and also propagating the word of God and to endeavor that the house of God is maintained.

The Bible made us understand that "Blessed is the hand that gives." I took this decision because I have no child that will inherit this money and my husband relatives are not Christain and I do not want my husband efforts to be used by unbelievers. I do not want a situation where this money will be used in ungodly way. This is why I am taking this decision.

I am not afraid of death hence I know where to go. I know I will be in the bosom of the Lord. Exodus 14 VS 14 says that the lord will fight my case and I shall hold my peace ". I do not need any telephone communication in this regard because of my health and therefore, the presence of my husband's relatives around me always . I do not want my husband's relatives to know about this development. With God all things are possible.

As soon as I receive your reply I shall give you the contact of the bank where the funds deposited by my late husband for you to contact them directly. I also send you an authorization letter that will prove you the present beneficiary of this fund. I want you and the church to always pray for me because the lord is my shepherd. My happiness is that I lived a life of a worthy Christian.

Whoever wants to serve the Lord must serve him in spirit and truth. Please always be prayerful throughout your life. Any delay in your reply will give me room in sourcing another person for this same purpose. Please assure me that you will act accordingly as I stated herein. Hoping to get a response from you.

Thank you and God bless.
Yours in sincere,

Mrs. Saniter Barmillar.

Fw: CAN YOU HELP ME

You only need to leave the money out in the street Maam . The distribution will happen automatically.

Sent from my BlackBerry® smartphone provided by Airtel Nigeria.

-----Original Message-----
From: "Mrs Helen George"<mhelengs@in.com>
Date: Sun, 21 Oct 2012 20:28:04
Reply-To: <msheleng003@gmail.com>
Subject: CAN YOU HELP ME

GOOD DAY.

URGENT - HELP ME DISTRIBUTE MY $12 MILLION TO HUMANITARIAN.


THIS MAIL MIGHT COME TO YOU AS A SURPRISE AND THE TEMPTATION TO IGNORE IT
AS UNSERIOUS COULD COME INTO YOUR MIND BUT PLEASE CONSIDER IT A DIVINE
WISH AND ACCEPT IT WITH A DEEP SENSE OF HUMILITY. I AM MRS HELEN GEORGE
AND I AM A 61 YEARS OLD WOMAN. I AM A SOUTH AFRICAN MARRIED TO A SIERRA
LEONIA.

I WAS THE PRESIDENT/CEO OF OIL COMPANY INTERNATIONAL-AN OIL SERVICING
COMPANY IN JOHANNESBURG. I WAS ALSO MARRIED WITH NO CHILD. MY HUSBAND
DIED 3YEARS AGO. BEFORE THIS HAPPENED MY BUSINESS AND CONCERN FOR MAKING
MONEY WAS ALL I WAS LIVING FOR AND I NEVER REALLY CARED ABOUT OTHER
PEOPLE. BUT SINCE THE LOSS OF MY HUSBAND AND ALSO BECAUSE I HAD HAVE NO
CHILD TO CALL MY OWN, I HAVE FOUND A NEW DESIRE TO ASSIST THE HELPLESS, I
HAVE BEEN HELPING ORPHANS IN ORPHANAGES/MOTHERLESS HOMES/HUMANITARIANS. I
HAVE DONATED SOME MONEY TO ORPHANS IN SUDAN,ETHIOPIA, CAMEROON, SPAIN,
AUSTRIA, GERMANY AND SOME ASIAN COUNTRIES.

IN SUMMARY:- I HAVE 12,000,000.00 (TWELVE MILLION) U. S. DOLLARS WHICH I
DEPOSITED IN A SECURITY COMPANY IN COTONOU BENIN REPUBLIC AS A FAMILY
TREASURE & ARTEFACTS, PLEASE I WANT YOU TO NOTE THAT THE SECURITY
COMPANY DOES NOT KNOW THE REAL CONTENT TO BE MONEY AND I WANT YOU TO
ASSIST ME IN CLAIMING THE CONSIGNMENT & DISTRIBUTING THE MONEY TO CHARITY
ORGANIZATIONS, I AGREE TO REWARD YOU WITH PART OF THE MONEY FOR YOUR
ASSISTANCE, KINDNESS AND PARTICIPATION IN THIS GODLY PROJECT. BEFORE I
BECAME ILL, I KEPT $12 MILLION IN A LONG-TERM DEPOSIT IN A SECURITY
COMPANY WHICH I DECLARED AS A FAMILY TREASURE ARTIFIARTS.I AM IN THE
HOSPITAL WHERE I HAVE BEEN UNDERGOING TREATMENT
FOR OESOPHAGEAL CANCER AND MY DOCTORS HAVE TOLD ME THAT I HAVE ONLY A FEW
MONTHS TO LIVE.

IT IS MY LAST WISH TO SEE THIS MONEY DISTRIBUTED TO CHARITY
ORGANIZATIONS. BECAUSE MY RELATIVES AND FRIENDS HAVE PLUNDERED SO MUCH OF
MY WEALTH SINCE MY ILLNESS, I CANNOT LIVE WITH THE AGONY OF ENTRUSTING
THIS HUGE RESPONSIBILITY TO ANY OF THEM. PLEASE, I BEG YOU IN THE NAME OF
GOD TO HELP ME COLLECT THE $12 MILLION WHICH I DEPOSIT WITH THE NAME OF
MY LATE HUSBAND AS THE NEXT OF KIN BECAUSE NOW DUE TO MY HEALTH THE
SECURITY COMPANY IS DEMANDING FOR A NEXT OF KIN IN OTHER TO GET THE MONEY
TRANSFERRED IN OTHER TO SEE THAT MY LAST WISH IS ACCOMPLISHED WHICH IS
SHARING THE MONEY AMONG CHARITY ORGANIZATIONS.YOU ARE AT LIBERTY TO USE
YOUR DISCRETION TO DISTRIBUTE THE MONEY AND FEEL FREE AS WELL TO
REIMBURSE YOURSELF WHEN YOU HAVE THE MONEY FOR ANY EXPENSES IN
DISTRIBUTING THE MONEY TO CHARITY ORGANIZATIONS.

I AM WILLING TO REWARD YOU FOR YOUR ASSISTANCE AND KINDNESS.

KINDLY EXPEDITE ACTION AND CONTACT ME VIA EMAIL AT mrshelenges@superposta.com
FOR MORE DETAILS.
MAY THE GOOD LORD BLESS YOU AND YOUR FAMILY?
BEST REGARDS.
MRS HELEN GEORGE
PLZ REPLLY TO MY PRIVATE EMAILBOX: mrshelenges@superposta.com

Fw: PAYMENT RELEASE

Hardly imaginative. How do you rate this? Good , awful , senseless ?

------Original Message------
From: UN PAYMENT COMMITTEE
ReplyTo: jamesharrison_84@yahoo.com
Subject: PAYMENT RELEASE
Sent: Oct 23, 2012 2:07 AM


From: James Harrison
Director: United Nations
Foreign Payment Centre

This letter is from United Nations Foreign Payment Centre newly invented
by the World Financial Service Authority United States Of America/United
Kingdom.
This body was set up to discover an outstanding unpaid fund being owed by
Governments, Companies or Individuals all over the world through Contract
Payment, Inheritance, Consignment and Lottery Winning Prize, your name
appeared among the beneficiaries whose fund has not been paid and is
entitle to receive a part-payment of USD$2,000.000.00 (Two Million United
State Dollars Only) which has been approved yesterday.

It will interest you to know that we have discovered an outstanding
payment unclaimed in your name and a mandate has been given to this body,
United Nations Foreign Payment Center to ensure that this fund gets to you
without any delay.
Note that a special payment arrangement has been made with our paying Bank
to transfer the said fund directly to your Bank account, a Certified Bank
Draft has also been raised or alternatively come in person to our office
to receive the fund.

You are hereby advised to urgently furnish this office with your detailed
information to enable us open up communication with you and also to
enhance the paying bank to release your fund immediately. Please update
this body if you have paid any fee in respect of your claims. This is very
necessary to this body because we understood that people you have trusted
has been the problem behind the delay of your payment and they have
mislead you which has made some to pay too much fee wrongly without been
paid.
(1) Your Full Name:
(2) Residential Address:
(3) Phone, Fax and Cell Phone Number:
(4) Profession, Age and Marital Status:
(5) Company/Business Name:
(6) Your Private Email address:

You are advised to contact us immediately with the above requested
information for further details.
Yours Truly
James Harrison
Director: United Nations
Foreign Payment Center.


Sent from my BlackBerry® smartphone provided by Airtel Nigeria.

Fw: (WUMT)Western union payment Notificatication


This western union thingies are gettin quite imaginative
Sent from my BlackBerry® smartphone provided by Airtel Nigeria.

From: Western union payment <tony_william01@yahoo.cn>
Date: Tue, 23 Oct 2012 11:49:42 +0800 (CST)
To: <Invalid address>
ReplyTo: westernunion_internationalpaymen@ymail.com
Subject: (WUMT)Western union payment Notificatication

Western Union®
 
euro.gif
Welcome  to Western Union
 
Send Money Worldwide

 

Send Money Worldwide

Western Union Office BENIN.

ADDRESS: 455 AGBOKOU,ANKPA ROAD
LAGOTES PALAR BENIN REPULIC.

Dr Douglass Hall 

Address; St, Peter & Paul

Road BENIN.


(WUMT)Western union payment Notificatication


Dear Customer.
 
Breaking News,2012 This is to inform you that the higher Regulatory authorities that is in-charge of international transaction has this morning declared that you will receive your $950.000.00 through Western Union Money Transfer Only as compensation for your past effort here in BENIN REPUBLIC.
 
So the arrangement has been made this morning and the Federal High Court Of Justice has signed your Western Union Transfer Papers and the only money you will pay is $105 usd for the signing of it which means your transfer will start tomorrow morning.The daily transfer of your fund is $5000.00 per day until your total $950.000.00Usd is completely transferred to you.

I am here to swear to you that your first payment of the $5000.00 daily transfer will be on its way today or latest tomorrow morning once we confirm the $105 usd from you which is for the Federal High Court Of Justice BENIN REPUBLIC  signing of your Western Union Transfer Papers.To show you the truth.

Below is the First transfer payment details which has been insert into our computer.
Sender's First Name=== RAPHAEL
Sender's Last Name== NKECHIKWULU
MTCN === 0421667124
 
Then we want you to type WWW.WESTERNUNION.COM and click tracking and paste sender's first name and last name,the you paste mtcn number and click check status to see that your first transfer of $5000.00 is available for you but you will not pick it until you pay the needed $105 usd for the signing of your Western Union Transfer Papers by the Federal High Court BENIN REPUBLIC.
 
So we are here giving you this Western Union Payment Information for you to send the $105 usd immediately and your first transfer of the $5000.00 will be on its way after we pick the $105 usd.
 
BELOW IS THE NAME THAT YOU WILL USE IN SENDING THE $105  USD FOR YOUR PERUSAL.
 
RECEIVER'S NAME................ISAAC .O. NWAKALOR
COUNTRY..........................................BENIN REPUBLIC
CITY................................................COTONOU
TEXT QUESTION.............................WHEN
ANSWER.......................................NOW
AMOUNT NEEDED........................$105  USD ONLY
MTCN NUMBER..................
 
We are waiting for your mail with the $105 USD from you and be rest assured that you will receive your total compensation of $950.000.00 Usd from us because this is General Western Union Head Office here in BENIN REPUBLIC.
 
Finally you are advise to stop emailing any office or department here in BENIN REPUBLIC until you receive your full compensation from us,this is for your security.
 
Call us with this line....+229 68350 333 From Western Union Money
Transfer Head Office BENIN REPUBLIC .Manager Dr . Douglass Hall.

Best Regards,
DR. DOUGLASS HALL
Foreign Operation Manager

Western Union Office BENIN REPUBLIC.

Fw: Dubai Private Investment opportunity.

I am sure there is a scam hidden in this somewhere

------Original Message------
From: Mohammed Ahmed Al Bowardi
To: mail@ensap.com
ReplyTo: mohammedahmed.albowardi@yahoo.com
Subject: Dubai Private Investment opportunity.
Sent: Oct 23, 2012 2:46 AM

From:Mohammed Ahmed Al Bowardi
Vice Chairman(Mubadala)
Mubadala Development Company
P.O Box 45005,
Abu Dhabi,
United Arab Emirates
website: www.mubadala.ae

Good Day,

We are seeking the attention of investors, project owners and general business facilitators. Mubadala development company (Mubadala),is a project development and investment organization based in Abu dhabi - UAE. At the core of our strategy, Mubadala makes long term capital intensive investments to deliver strong financial returns and economic diversification. Mubadala focuses on number of areas in which it has developed significant competitive advantage,including acquisitions, aerospace/aviation, telecommunication, technology, energy,industry, healthcare, infrastructure, real estate, hospitality and service ventures.

Mubadala Development Company (Mubadala) is a catalyst for the economic diversification of Abu Dhabi. Established and owned by the Government of UAE, the organization's strategy is built on the management of Long-term, capital-intensive investments that deliver strong financial returns and tangible social benefits for the Emirate. Mubadala brings together and manages a multi-billion dollar portfolio of local, regional and international investments, which we wish to re-invest through project funding in investment loan to third party investors, project owners and general business facilitators on a 2.5% interest rate per annum on long term investment projects that can generate up to 10% ROI within the period.

We invite all interested project owners and investors - UAE or non- UAE to contact the undersigned for further information on procedures for consideration.

Welcome to Mubadala's World of investment opportunities.

Sincere regards,

Mohammed Ahmed Al Bowardi
Vice Chairman(Mubadala)
Mubadala Development Company
P.O Box 45005,
Abu Dhabi,
United Arab Emirates
website: www.mubadala.ae


Sent from my BlackBerry® smartphone provided by Airtel Nigeria.

Fw: I wait Anxiously for Your Response

Still unable to digest this
Sent from my BlackBerry® smartphone provided by Airtel Nigeria.

From: "Mr. Andrew Allen" <andrewallenlaw@yahoo.com>
Date: Tue, 23 Oct 2012 07:09:36 +0100
ReplyTo: <andrewallenlaws@yahoo.com>
Subject: I wait Anxiously for Your Response

Mr. Andrew Allen
49 Billy Lows Lane, Potters Bar,
Hertfordshire EN6 1UX.
                                            
My Dear Sir,    
                
I will like to seek your help in a business proposal, which although is sensitive by nature and not what I should discuss with someone I don't know and have not met using a medium such as this but I do not have a choice.
 
I am Mr. Andrew Allen, personal attorney to late Dr. Edward, who died of a cardiac arrest a few years ago leaving behind a large sum of money with a commercial bank in the Island of Seychelles which is a tax free zone, a place where plenty of rich people tend to hide away funds not ready to be used or invested, I am also the Client's manager. I will not mention the amount of money which runs into several millions in United States Dollars and name of bank presently until we have agreed to deal. I trust you will understand the need for such precautions.
 
So far, valuable efforts has been made to get to his people but to no avail, as he had no known relatives more because he left his next of kin column in his account opening forms blank and he has no known relative. Due to this development the bank has been expecting someone to come forward as a close relative to claim the funds otherwise as the Seychelles national laws would have it, any dormant account for five years will be declared unclaimed and then paid into the government purse.
 
To avert this negative development my colleagues and I have decided to look for a reputable person to act as the next of kin to late Dr. Edward, So that, the funds could be processed and released into his account, which is where you come in. We shall make arrangements with a qualified and a reliable attorney to represent you locally to avoid any inconvenience of you coming down to claim the funds.
 
All legal documents to aid your claim for this fund and to prove your relationship with the deceased will be provided by us. Your help will be appreciated with 30% of the total sum which I would disclose in my next email Please accept my apologies, keep my confidence and disregard this letter if you do not appreciate this proposition I have offered you.
 
I wait anxiously for your response.
 
Yours Faithfully,
Mr. Andrew Allen